Florida Condo Hub · Coral Springs, Broward County
Napoli Gardens at Coral Springs
1053 Coral Club Dr, Coral Springs, FL 33071. The public records a lender starts with, and the questions to ask before you finance a unit here.
| Address | 1053 Coral Club Dr, Coral Springs, FL 33071 Other addresses on the roll: 1055 Coral Club Dr, 1018 Coral Club Dr, 1020 Coral Club Dr |
|---|---|
| City / county | Coral Springs, Broward County |
| Year built | 1987–1988 (by building; most units 1988) County property appraiser roll, assessment year 2026 (via Florida Department of Revenue parcel data) |
| Units | 293 registered with DBPR; 293 unit parcels on the tax roll |
| Association | NAPOLI GARDENS AT CORAL SPRINGS CONDO ASSOC, INC (DBPR condo project #PR71124, declaration recorded 04/06/2005; DBPR public records) Sunbiz: NAPOLI GARDENS AT CORAL SPRINGS CONDOMINIUM ASSOCIATION, INC. (document #N05000003230), status Active · Sunbiz record search |
| HOA dues | Ask the association or listing agent. |
| FEMA flood zone | At the building parcels: Zone AH, FEMA base flood elevation 10 ft High-risk zone: flood insurance required for federally backed loans. FEMA National Flood Hazard Layer. Not an official flood determination. Check the FEMA flood map. |
| FHA status (HUD) |
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| Milestone inspection timing | Estimate Based on Florida's rules, a building built in 1987 would generally be due for its first milestone inspection by December 31, 2024. Based on Florida's rules, a building built in 1988 would generally be due for its first milestone inspection by December 31, 2024. This is a calculation from the tax-roll year built and section 553.899, Florida Statutes, not a record of any filing. The rule applies to condo buildings three or more habitable stories tall, runs from the certificate of occupancy date, and repeats every 10 years. Local building officials can require it at 25 years (for example, near salt water) and can grant extensions. Ask the association for the inspection report and any repair plan. |
| Reserve study (SIRS) | Ask the association for its structural integrity reserve study and current reserve funding. DBPR collects these: DBPR SIRS reporting. |
Questions to ask before you write an offer
Start with the five in the Condo Clearance Check (1-page PDF). A few to begin with:
- Has the milestone inspection been done, and are any repairs open? Ask for the report summary.
- Is the structural integrity reserve study complete, and are reserves funded as it recommends? Any special assessments planned?
- What are the current HOA dues and what do they cover? Is the master insurance policy (including flood, if applicable) in force?
- How many units are owner-occupied vs. rented, and does any one owner hold many units? Is there any litigation?
Is this building financeable for you? Send me the unit.
Tell me the unit number and how you plan to buy. I'll check what the lender will need from the association and which loan types may fit.
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