Declined or stalled elsewhere
The buyer was denied, or the file stalled, with another lender. Send the situation and I'll tell you plainly whether I see a path and what it would take.
For real estate agents
Deal fell through? Send me the file.
When a buyer's financing stalls or gets declined, I'll take a fresh look and tell you plainly whether there's a path to closing, and what it would take.
Free and open to any agent. There's no expectation or requirement that you refer buyers to me.
One point of contact who answers, backed by my team.
Scenarios I take
Files worth a second look
Every file is different, and final options depend on the programs available through my sponsoring company. Guidelines vary; not a commitment to lend.
Self-employed buyers
Tax returns that understate income after write-offs. Bank-statement programs may be an option.
Investors (DSCR)
Rental purchases that qualify mainly on the property's rental income.
Condo problems
Questionnaire issues, reserves, special assessments, inspections or insurance on the building. I'll tell you early whether the building works for the loan.
More ways to work with me
- Download the cheat sheet: Which loan fits which buyer (1-page PDF) →
- Open the agent toolkit: co-branded flyer maker, cheat sheet and condo guide →
- Payment calculator: a buyer's full monthly payment with taxes, insurance and HOA →
- Condo deal? Run the Condo Clearance Check: 5 questions before the offer →
- The loan process step by step, with what agents should do at each stage →
- Condo Deal Clinic: a small monthly session for agents. Bring a real file →
- Self-employed, investor or turned-down buyers: how a second look works →
Free for agents · no sign-up
Which loan fits which buyer
A one-page cheat sheet: the buyers I help most, what to know about each, and what to send me for a fast answer.
How it works
Simple for you and your buyer
Send the scenario
Describe the situation in plain words. No borrower names, Social Security numbers or dates of birth.
I review it
I compare it against the programs available to me and call you with a straight answer.
We work it together
If there's a path, I work with your buyer and keep you updated through closing.
Have a question about your situation?
Call, text, or send a quick note, and I'll get back to you.